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Compare Savings Accounts

We offer a variety of savings accounts, each with its own unique benefits and characteristics. Compare them to help you choose which one best fits your needs. Enjoy the following features included with all of our savings account options:

  • Online Banking
  • Mobile Banking1
  • Email & Text Alerts1
  • Direct Deposit
  • E-Statements
  • Automatic Savings Plan
  • Telephone Banking
  • 24/7 ATM Access2

  Rewards Saver Account3

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Liberty Savings Account

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Money Market Savings Account

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Minor Savings Account

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Christmas Club Savings Account

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Minimum Opening Deposit $1 $100 $2,500 $1 None
Minimum Required Balance to Avoid Service Charge None $100 $2,500 None None
Interest Bearing
(Tiered interest structure based on balance)

(Tiered interest structure based on balance)
Monthly Service Fee None $1 (Only if minimum required balance falls below $100.00 any day of the statement cycle) $7.50 (Only if minimum required balance falls below $2,500.00 any day of the statement cycle) None None
ATM Card with 24/7 ATM Access3
Transaction Limits Up to 6 debit transactions allowed per month4 Up to 6 debit transactions allowed per month5 Up to 6 debit transactions allowed per month6 Up to 6 debit transactions allowed per month5 Interest is forfeited if a withdrawal is made prior to November disbursement

1 Your cellular provider’s data and text messaging rates may apply. Additional fees also apply for Mobile Deposit. 2 Fees may be assessed by ATM machines not owned by United Community Bancorp, Inc.  3 To open a Rewards Saver Account, you must also have a Rewards Checking Account. Annual percentage yields (APYs) may be less than Rewards Checking APYs, please refer to our current rate information for details. Any Interest earned on your Rewards Checking and ATM fee refunds are automatically deposited into your Rewards Saver Account each statement cycle if Rewards Checking qualifications are met. Intrabank transfers between accounts do not count as qualifying ACH transactions. Additional qualifications, limits and other requirements apply. See a banker for complete program details. 4 A $1.00 fee will apply for each transaction in excess of six per month. 5 A $2.00 fee will apply for each transaction in excess of six per month. 6 A $7.50 fee will apply for each transaction in excess of six per calendar month. Limited preauthorized transfers and withdrawals include checks, drafts, debit card or similar order, systematic savings plans, sweep service, telephone and Internet banking transfers.

Save Automatically!

Remember to “pay yourself first” by setting up an automatic savings plan. It’s free, it’s easy, and best of all it adds up! Consider setting aside as little as $25 each week to be automatically deposited into your savings account.

You can start an automatic savings plan at the bank or check with your employer about setting up automatic payroll deposits. Have a little extra one week? Before it burns a hole in your pocket, use online or mobile banking1 to transfer it to your savings account right away.