Checking Accounts
Guardian Checking
Designed for your peace of mind and loaded with valuable benefits, Guardian Checking from Liberty delivers important protection and valuable savings for you, your family, and your finances. Request an appointment at a location near you to learn more and get started today!
Guardian Checking includes these benefits and more:1
- IDProtect®
- Cell Phone Protection
- Debit Advantage®
- Travel & Leisure Discounts
- Health Savings Discounts (This is not insurance)
- All this and much more for $4.95 per month2
Select Compare Accounts for more information.
Already have Guardian Checking? Click here to access your benefits! (Authorization code required to enroll, code is provided at account opening)
Rewards Checking
Feel the power of a checking account that earns up to 6.5-times the interest of the National Average and up to $20 in domestic ATM surcharge fee refunds3!
- Enjoy checking with no minimum balance fees or requirements
- When qualifications are met, get reimbursed up to $20 each statement cycle in domestic ATM surcharge fees3
- 24/7 account access with Digital Banking*
- Includes E-Statements, Email & Text Alerts*, and Online Bill Pay
- Get the Everyday Points Debit Card with your Rewards Checking Account and earn rewards for saving and spending
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Everyday Points Checking
Earn points for things you do every day! An Everyday Points Checking Account from Liberty allows you to earn points toward gift cards, merchandise, and travel with each signature-based debit card transaction. Open an Everyday Points Checking Account from Liberty and start earning today.
- Earn up to 6000 points for opening a new account, activating the required products, and registering the card on the rewards site4
- Includes an Everyday Points Visa Debit Card with secure EMV chip and no annual fee
- Choose "Credit," sign and earn points for everyday purchases
- No minimum balance fees or requirements
- Includes E-Statements, Email & Text Alerts*, and Online Bill Pay
- 24/7 account access with Digital Banking*
Select Compare Accounts for more information.
University Checking
University Checking from Liberty Bank is perfect for the checking beginner! Students enjoy no monthly service fees and the latest in online services.
- Open your account with a minimum $1.00 deposit
- No monthly service fees or required minimum balance
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Billpay
- Track balances and transactions with convenient Email & Text Alerts*
- Earn up to $20 each school year for report card A's5
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Interest Checking
With Interest Checking from Liberty, you can earn interest on your account balance and enjoy the latest in online services and the debit card of your choice.
- Pays interest on balances over $1,000.00
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Simplify your finances with Direct Deposit and Automatic Loan Payments
- Track balances and transactions with convenient Email & Text Alerts*
Select Compare Accounts for more information.
Team 50 Checking
Team 50 Checking from Liberty is designed especially for our customers age 50 and better!
- No minimum balance requirements or monthly service fees
- Includes FREE: Team 50 Style Checks, cashier's checks, notary services, fax service, limited photocopies, and paper statements
- Safe Deposit discount available at participating locations
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Ask us how select Team 50 perks can be added to any checking account
Select Compare Accounts for more information.
Have you experienced issues managing overdrafts in the past? If so, learn more about our Balance Checking.
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. | Shopping and travel savings are available online only. Health discounts are not insurance. | CreditScore is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. | Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by the FDIC or any federal government agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.
2The monthly fee of $4.95 is the service fee for the checking account and is charged regardless of the available checking benefits activated.
3REWARDS CHECKING: Earn up to 6.5x the National Rate for Interest Checking of 0.03% (source FDIC as of 9/20/21) when qualifications are met. Domestic ATM surcharge fees will be reimbursed up to $20 during each monthly statement cycle when qualifications are met and will be credited to your Rewards Checking or Rewards Saver Account. To qualify for the preferred interest rates and receive reimbursements on domestic ATM surcharge fees, the following minimum qualifications must be met: enrollment in E-statements, one ACH item (automatic payment or direct deposit) post and settle and 15 debit card transactions post and settle to your account during each monthly statement cycle. Transactions may take one or more banking days, from the date the transaction was made, to post and settle to your account. Intrabank transfers do not count as qualifying ACH transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Additional qualifications, limits and other requirements apply. See a banker for complete program details.
4To earn Everyday Rewards Points you must have an Everyday Rewards Debit Card and be enrolled in E-statements. Bonus points offer is valid for NEW checking accounts only. Upon activation of required products and services, you will receive bonus points redeemable for a $50 gift card. The rewards points will be reported to the IRS as interest income. Points are earned on qualifying signature-based transactions and are dependent upon merchant discretion. Timeframe for points to be credited to point bank may vary. For more information about the Everyday Points rewards program, please visit your nearest Liberty Bank location for complete program details.
5Hooray’s for A’s program pays $2.00 per A per semester up to a maximum of $10.00 per semester (twice yearly). See a banker for complete program details.
* Your cellular provider's data and text messaging rates may apply to mobile Digital Banking Services including Mobile Banking, Mobile Deposit, Mobile Wallet, Zelle®, Card Controls, and Beacon Alerts activities.